---
title: Does Alcove Cover Vacancy Costs Between Signed Leases?
description: Alcove does not cover vacancy costs or liability of vacant rooms
---

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# Does Alcove Cover Vacancy Costs Between Signed Leases?

## Alcove does not cover vacancy costs or liability of vacant rooms

Check with your homeowners and rental insurance policies to understand your current coverage. It may make sense to ask your insurance provider about vacancy coverage. 

Even though most property owners use landlord insurance, which essentially functions as the equivalent of home owner’s insurance for rental properties, it has certain limits the moment the property is vacated, particularly for houses and single-unit properties. Vacancy insurance coverage provides some advantages.

- Affordability. While landlord insurance can usually provide full-blown coverage when the property is occupied, it has its limitations once it becomes vacant. Vacancy insurance provides protection not covered or denied by landlord insurance, and it does so at a more affordable price, making it a great investment.
- Coverage for Crimes. Once your rental home is vacant, it is more vulnerable to certain risk factors, such as break-ins, vandalism, and other mischief. Vacancy insurance covers all these scenarios. In addition, if an intruder is injured while in the property, you might be held liable for the injury. Vacancy insurance also grants you protection for this scenario.
- Coverage for Greater Risks. Because your home will have no tenants in it, it might run a greater risk with other conditions and disasters that could be mitigated with the presence of tenants, such as fires, natural disasters, and other hazards. While considered too risky for other insurance plans, these risks are covered by vacancy insurance.

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